Good AM !!!- Its a snow day here in NJ - well at least 1/2 a snow day my oldest two have off- youngest two go in two hours early ( which as you can imagine they are not happy about since two have off ) and i really have no idea if the oldest at college has school or not !
Today i went to find my old blog and couldn't get into it so decided that was a sign to start a new one !! Especially since i hadnt used it for over a year and a half !!.
I decided to start this up again so that i can keep track of the ways we save on $$ while still living a nice life . So many equate frugality with poor and that is not always the case.
For many its a choice so they can afford other things .
We choose to be frugal on other things so we can afford to educate our kids in private catholic schools . Now i am not anti public school nor anti home schooling ... you wont see any of that here . I am pro the fact that people can choose how they want to educate their children and shouldn't be questioned or battered by others opinions for their choices .
Many tell me "i cant afford to send my kids to private school" but sometimes if i watch them i see that is really more a choice - as they are spending the same amount i am spending on tuition on other not a " need " items - soda- beer - cigarettes- weekly dinners out - sporting events movies etc etc . I may point out their choices - but i don't question them for the choices they make. Its their freedom to choose !!
So you will be reading about some couponing - some sales shopping - some ebaying ( i closed my store recently to go back to work PT as a RN but still plan to sell now and then especially if i need to come up with some $$ unexpectedly !!) .
I will be posting my frugal meals - i try my best to keep my meals to less then 1$ a person for a well rounded meal.
I was diagnosed with fibromyalgia over 3 years ago . I believe i may have had it very mildly for many years but it came out big time about 5 years ago and i finally was dx about 3.5 years ago...
So many things i use to to to save $$ i no longer do as it is just not worth the savings when it affects my health badly - IE i use my dryer year round- hanging out clothes for 6- 7 people just isn't going to happen - i do not have the upper body strength to have my hands over my head for that long without being in pain and having numb fingers some days trying to do this will possibly causing the start of a flare up ..which could last days ...so just not worth the chances. And i may GASP order take out if i am having a really bad day !!
BUT i budget for these things in my grocery budget its not going on a credit card .
AND speaking of credit cards . Because of my inability to go back to work for 5 years even in a PT status - we have run up some debt - i am now in a better place health wise with my FMS thanks to dietary changes- homepathics- d ribose and just changes in life i have made.
This allowed me to go back to work PT in February 2008 to cover my 3rd child's high school tuition and now i will be doing some home care visits while the kids are in school also .
SO you will see some postings about paying down the CC that have built up over the past few years - not from name brand clothes or fancy purses or wild vacations - but just from life costing more than we planned and our commitment to not changing the kids schools for a short term issue .
Oh and lastly - i can spell - i just dont type well .Never did- in typing class in HS they had to pass me even though i couldnt type correctly because my hands were too small to reach the keys properly so even though a keyboard is now smaller i still do the Debbi's way of typing i did back then.
Small hands with fibro fingers some days = typos and wrong keys hit and if i am rushed and dont spell check and a typo gets by me on a busy day - please just ignore- if its funny enjoy your free laugh at my expense -LOL !!
Pet peeve of mine is people that assume that a typo is some sort of an IQ test .
Looking forward to sharing - learning - laughing and venting with you all !!!
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